Tools Get started

Know if the numbers work before every step.

The tools behind every HUTS project.

All tools for $29 a month. Cancel anytime.

Get started
Or try the Space Planner free
A dark-clad HUTS home with a long row of lit windows at dusk, a stone fire pit glowing on the lawn in front.

One question at a time,
in the order a project meets them.

Each tool takes a single question and gives you a clear answer before you put money into the next step. Start wherever you are. Every tool works on its own.

What can I spend on land?

Aerial view of a HUTS compound of dark gabled homes set into autumn woods.

Land Budget Calculator

What you can pay for land while keeping enough cash for the rest.

Land BudgetExample
Cash you can put in
$320,000
Set aside for the build
−$214,000
Set aside for closing and contingency
−$38,000
Spend on land up to$68,000

Can I build what I want here?

A pale HUTS home on a sloping meadow, with a deck over the hillside.

Land Evaluation

Evaluate a parcel before you buy. Enter zoning, intended uses, frontage, topography, and soils. Get a by-right use table, a short-term-rental check, a risk profile, and a due-diligence checklist.

By-right usesExample
UseStatus
Single-family homeAllowed by right
Accessory dwelling unitNeeds a permit
Short-term rentalRegistration required
Two-family homeNot allowed
Next on the checklist: perc test, survey, driveway permit.

What should I build?

An open living and dining room in a HUTS home, with a vaulted ceiling, exposed wood beams, a fireplace, and a wall of glass onto the woods.

Space Planner Free

See how changes to a proven layout affect size and cost.

Changes to the layoutExample
  • Add a third bedroomLarger, costs more
  • Combine kitchen and diningSmaller, costs less
  • Add a covered porchSame size inside, costs more
See the Space Planner

What will it cost?

A black-sided HUTS home in light snow, framed by bare winter trees.

Build Cost Estimator

Understand the build line by line.

Build costExample
Site work and utilities
$71,000
Foundation
$49,000
Shell, roof, windows
$160,750
Systems and interiors
$198,000
Design, permits, fees
$56,250
Estimated build$535,000

Can I finance it?

A bright HUTS living room with a wood stove, white walls, and a tall window onto the trees.

Loan Readiness Calculator

Estimate your monthly payment and what it takes to close.

Loan readinessExample
Monthly payment$2,940
Cash to close$71,200
  • Down payment covered
  • Reserves after closing
  • Lower debt-to-income before applying

Will the rental work?

A small dark HUTS cabin in the woods with string lights over its deck.

Rental Returns Calculator

See whether a rental hits your income goal.

Rental returnsExample
Your income goal
$2,500 / mo
Projected net income
$2,810 / mo
Hits your goalYes

One plan. Every tool.

$29a month

New tools are included as we add them. Cancel anytime.

Get started
  • Land Budget Calculator
  • Land Evaluation
  • Space Planner Free with an account
  • Build Cost Estimator
  • Loan Readiness Calculator
  • Rental Returns Calculator

Built on real projects.

Every HUTS project runs through our own estimation and underwriting tools. Over the years we’ve built them out using six years of project data from 20+ states. HUTS Tools takes the most useful pieces and makes them smaller: cleaner inputs and less complexity.

We opened them up because most people who want to build in the country never get far enough to know if they can.

How HUTS works
A dark HUTS cabin at night, its tall windows glowing, on a deck among the trees.

Start with the Space Planner. It’s free.

Begin from a proven HUTS Standard layout, make it yours, and see how each change affects size and cost. All you need is an account.

Try it now!
Line drawing of an L-shaped HUTS Standard home with two gabled wings meeting at a corner.
Line drawing of a long, single-gable HUTS Standard home.
Line drawing of a HUTS Standard with two gabled wings linked around a courtyard.
Line drawing of a HUTS Standard with a long wing and a shorter offset wing.

Questions

What do I get for $29 a month?

All six tools: Land Budget Calculator, Land Evaluation, Space Planner, Build Cost Estimator, Loan Readiness Calculator, and Rental Returns Calculator.

What can I use for free?

The Space Planner. Create an account and start from a proven HUTS Standard layout.

Can I cancel?

Yes. Cancel anytime.

Do I need to own land already?

No. Use the tools before you start a project, while you’re looking at parcels, or once you’re in the middle of one.

Do the tools replace a lender, surveyor, or attorney?

No. They give you estimates, checks, and a due-diligence checklist, so you go into those conversations knowing what to ask.

Is my project information private?

Yes. Your project information stays private. Run your numbers, and share the results only if you choose to.

Answer the first question tonight.

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